/* BudgetBeacon — D3 Brutalist */
:root{
  --paper:#ffffff; --ink:#000000; --accent:#ffd500; --accent2:#7df9ff;
  --grey:#f2f2f2; --dark:#111111;
  --grot:"Helvetica Neue",Helvetica,Arial,"Arial Black",sans-serif;
  --mono:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
}
*{box-sizing:border-box;margin:0;padding:0;border-radius:0!important}
html{scroll-behavior:smooth}
body{background:var(--paper);color:var(--ink);font-family:var(--grot);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
::selection{background:var(--accent);color:#000}
.wrap{max-width:1140px;margin:0 auto;padding:0 22px}
a{color:var(--ink);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px}
a:hover{background:var(--accent)}
h1,h2,h3{text-transform:uppercase;letter-spacing:.01em;line-height:1.1}
/* header */
.site-header{border-bottom:4px solid var(--ink);background:var(--paper);position:sticky;top:0;z-index:100}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:14px;padding-top:12px;padding-bottom:12px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand:hover{background:none}
.brand .mark{background:var(--ink);color:#fff;font-weight:900;font-size:20px;padding:8px 12px;letter-spacing:.02em}
.brand .mark em{font-style:normal;background:var(--accent);color:#000;padding:0 6px}
.brand small{display:block;font-size:10px;letter-spacing:.28em;font-weight:700}
.nav{display:flex;gap:8px;flex-wrap:wrap;align-items:center}
.nav a{text-decoration:none;font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;border:3px solid var(--ink);padding:8px 13px;background:#fff;color:#000}
.nav a:hover{background:var(--ink);color:#fff}
.nav a.cta{background:var(--accent);box-shadow:4px 4px 0 #000}
.nav a.cta:hover{background:#000;color:var(--accent);box-shadow:4px 4px 0 var(--accent)}
/* marquee */
.marquee{border-top:4px solid var(--ink);border-bottom:4px solid var(--ink);background:var(--ink);color:#fff;overflow:hidden;white-space:nowrap}
.marquee .track{display:inline-block;padding:10px 0;font-weight:900;letter-spacing:.14em;font-size:14px;text-transform:uppercase;animation:scroll 26s linear infinite}
.marquee .track span{color:var(--accent)}
@keyframes scroll{from{transform:translateX(0)}to{transform:translateX(-50%)}}
/* hero */
.hero{padding:64px 0 40px;display:grid;grid-template-columns:1.5fr 1fr;gap:44px;align-items:start}
.tag{display:inline-block;background:var(--ink);color:#fff;font-size:12px;font-weight:800;letter-spacing:.2em;text-transform:uppercase;padding:8px 14px;margin-bottom:20px;transform:rotate(-1.5deg)}
.hero h1{font-size:clamp(34px,5vw,62px);font-weight:900;margin-bottom:20px}
.hero h1 .hl{background:var(--accent);padding:0 10px;display:inline-block;transform:rotate(-.6deg);box-shadow:5px 5px 0 #000}
.hero .lede{font-size:17px;max-width:58ch;font-weight:500}
.hero .lede strong{background:var(--accent);padding:0 4px}
.hero-side{border:3px solid var(--ink);box-shadow:8px 8px 0 #000;padding:24px;background:var(--grey)}
.hero-side h3{font-size:13px;letter-spacing:.2em;margin-bottom:14px;border-bottom:3px solid var(--ink);padding-bottom:10px}
.hero-side ul{list-style:none}
.hero-side li{margin-bottom:12px;font-size:14px;font-weight:600}
.hero-side li a{text-decoration-thickness:2px}
.hero-side li span{display:block;font-size:12px;font-weight:400}
/* tool */
.tool{border:4px solid var(--ink);box-shadow:10px 10px 0 #000;margin:44px 0;background:#fff}
.tool-head{display:flex;align-items:center;gap:14px;background:var(--ink);color:#fff;padding:14px 22px;flex-wrap:wrap}
.tool-head h2{font-size:20px;font-weight:900;color:#fff}
.tool-head h2 .y{color:var(--accent)}
.chip{margin-left:auto;background:var(--accent);color:#000;font-size:11px;font-weight:900;letter-spacing:.12em;text-transform:uppercase;padding:8px 14px;display:inline-flex;gap:8px;align-items:center;border:3px solid #fff;transform:rotate(1deg)}
.chip svg{width:15px;height:15px}
.tool-body{padding:28px}
.opts{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:26px;margin-bottom:26px;padding-bottom:26px;border-bottom:3px solid var(--ink)}
.opt-label{display:block;font-size:12px;font-weight:900;letter-spacing:.18em;text-transform:uppercase;margin-bottom:12px;background:var(--ink);color:#fff;display:inline-block;padding:5px 10px}
.num-row{display:flex;align-items:center;gap:10px;margin-top:12px}
input[type=range]{flex:1;accent-color:#000;height:6px}
input[type=number]{width:64px;border:3px solid var(--ink);font:inherit;font-weight:800;padding:6px 8px}
.range-val{font-size:24px;font-weight:900;min-width:2ch;text-align:right}
.seg{display:flex;flex-wrap:wrap;gap:8px;margin-top:12px}
.seg button{background:#fff;border:3px solid var(--ink);color:#000;font:inherit;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.04em;padding:9px 13px;cursor:pointer;box-shadow:3px 3px 0 #000}
.seg button:hover{background:var(--grey)}
.seg button[aria-pressed=true]{background:var(--ink);color:var(--accent)}
.seg button:active{transform:translate(2px,2px);box-shadow:1px 1px 0 #000}
.checkrow{display:flex;align-items:center;gap:10px;margin-top:12px;font-weight:700;font-size:14px}
.checkrow input{width:20px;height:20px;accent-color:#000}
.opt-hint{font-size:12.5px;margin-top:10px;font-weight:500}
.actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-bottom:24px}
.btn{border:3px solid var(--ink);background:#fff;color:#000;font:inherit;font-size:13px;font-weight:900;letter-spacing:.1em;text-transform:uppercase;padding:14px 24px;cursor:pointer;display:inline-flex;align-items:center;gap:10px;text-decoration:none;box-shadow:5px 5px 0 #000}
.btn svg{width:16px;height:16px}
.btn:hover{background:var(--grey)}
.btn:active{transform:translate(4px,4px);box-shadow:1px 1px 0 #000}
.btn.primary{background:var(--accent)}
.btn.primary:hover{background:#ffea5e}
.btn.ghost{box-shadow:none;border-color:#999;color:#333}
.btn:disabled{opacity:.35;cursor:not-allowed;box-shadow:none}
.copy-note{font-size:13px;font-weight:700;min-height:1.4em;text-transform:uppercase;letter-spacing:.06em}
.output{border:3px solid var(--ink);background:var(--grey);min-height:200px;padding:20px;box-shadow:inset 4px 4px 0 rgba(0,0,0,.06)}
.output .placeholder{font-weight:700;text-transform:uppercase;letter-spacing:.06em;font-size:14px}
.output ul{list-style:none}
.title-row{border:3px solid var(--ink);background:#fff;padding:12px 16px;margin-bottom:10px;cursor:pointer;box-shadow:4px 4px 0 #000}
.title-row:hover{background:#fffbe0}
.title-row .t{font-weight:900;font-size:16px;text-transform:uppercase;letter-spacing:.02em}
.title-row .s{display:block;font-size:13px;margin-top:4px;font-weight:500}
.title-row .bar{display:flex;justify-content:space-between;align-items:center;gap:12px}
.title-row .cp{font-size:11px;font-weight:900;letter-spacing:.12em;border:3px solid var(--ink);padding:4px 10px;background:var(--accent);white-space:nowrap;text-transform:uppercase}
.output-meta{font-size:12.5px;font-weight:700;margin-top:12px;text-transform:uppercase;letter-spacing:.08em}
.limits{border:3px solid var(--ink);border-left:12px solid var(--ink);margin-top:26px;padding:22px;background:#fffbe0;box-shadow:6px 6px 0 #000}
.limits h3{font-size:16px;display:flex;align-items:center;gap:10px;margin-bottom:12px}
.limits h3 svg{width:20px;height:20px;flex:none}
.limits ul{margin-left:20px;font-size:14px}
.limits li{margin-bottom:8px}
.limits strong{background:var(--ink);color:#fff;padding:0 5px}
/* sections */
.section{padding:56px 0;border-top:4px solid var(--ink)}
.sec-tag{display:inline-block;background:var(--accent);border:3px solid var(--ink);font-size:12px;font-weight:900;letter-spacing:.2em;text-transform:uppercase;padding:6px 12px;margin-bottom:16px;box-shadow:4px 4px 0 #000;transform:rotate(-1deg)}
.section h2{font-size:clamp(26px,3.4vw,40px);font-weight:900;margin-bottom:12px}
.sub{font-size:16.5px;max-width:66ch;margin-bottom:30px;font-weight:500}
.cards3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{border:3px solid var(--ink);background:#fff;padding:26px;box-shadow:6px 6px 0 #000}
.card:nth-child(2){transform:rotate(.5deg)}
.card:nth-child(3){transform:rotate(-.5deg)}
.card svg{width:28px;height:28px;margin-bottom:14px}
.card .n{display:inline-block;background:var(--ink);color:var(--accent);font-size:11px;font-weight:900;letter-spacing:.18em;padding:4px 10px;margin-bottom:12px;text-transform:uppercase}
.card h3{font-size:18px;font-weight:900;margin-bottom:10px}
.card p{font-size:14px}
.card-link{text-decoration:none;color:inherit;display:block}
.card-link:hover{background:#fffbe0}
.card-link:hover h3{text-decoration:underline;text-decoration-thickness:3px}
.card-link .go{display:inline-block;margin-top:14px;font-size:12px;font-weight:900;letter-spacing:.14em;text-transform:uppercase;background:var(--accent);border:3px solid var(--ink);padding:6px 12px;box-shadow:3px 3px 0 #000}
.faq details{border:3px solid var(--ink);margin-bottom:12px;background:#fff;box-shadow:4px 4px 0 #000}
.faq summary{cursor:pointer;padding:16px 20px;font-weight:900;text-transform:uppercase;font-size:15px;letter-spacing:.03em;list-style:none;display:flex;justify-content:space-between;gap:12px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary:hover{background:var(--accent)}
.faq .plus{font-size:22px;flex:none}
.faq .answer{padding:0 20px 20px;font-size:14.5px;border-top:3px solid var(--ink);padding-top:16px;margin:0 20px 20px;padding-left:0;padding-right:0}
.cta-box{border:4px solid var(--ink);box-shadow:8px 8px 0 #000;padding:30px;margin-top:36px;background:var(--accent);display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.cta-box h3{font-size:22px;font-weight:900;margin-bottom:8px}
.cta-box p{font-size:15px;font-weight:500;max-width:60ch}
/* article */
.page-hero{padding:52px 0 8px;max-width:820px}
.breadcrumb{font-size:12px;font-weight:800;letter-spacing:.18em;text-transform:uppercase;margin-bottom:18px}
.breadcrumb a{text-decoration-thickness:2px}
.page-hero h1{font-size:clamp(30px,4.4vw,52px);font-weight:900;margin-bottom:18px}
.page-hero h1 .hl{background:var(--accent);padding:0 10px;box-shadow:5px 5px 0 #000;display:inline-block}
.article{max-width:760px;padding:6px 0 60px;font-size:16.5px}
.article .lede{font-size:19px;font-weight:600;border-left:8px solid var(--ink);padding-left:20px;margin:24px 0 34px;background:var(--grey);padding-top:14px;padding-bottom:14px}
.article h2{font-size:24px;font-weight:900;margin:42px 0 14px;display:inline-block;background:var(--ink);color:#fff;padding:6px 14px}
.article h3{font-size:18px;font-weight:900;margin:30px 0 10px;text-transform:uppercase}
.article p{margin-bottom:16px}
.article ul,.article ol{margin:0 0 20px 24px}
.article li{margin-bottom:9px}
.article li::marker{font-weight:900}
.rule{border:0;border-top:4px solid var(--ink);margin:38px 0}
.title-bank{margin:16px 0 28px}
.title-bank li{list-style:none;border:3px solid var(--ink);box-shadow:4px 4px 0 #000;padding:12px 18px;margin-bottom:12px;font-weight:800;text-transform:uppercase;font-size:15px;background:#fff}
.title-bank li:nth-child(even){background:var(--grey)}
.title-bank li span{display:block;font-weight:400;text-transform:none;font-size:13.5px;margin-top:4px}
table.coa{width:100%;border-collapse:collapse;margin:20px 0 30px;font-size:14.5px}
table.coa th,table.coa td{border:3px solid var(--ink);padding:10px 14px;text-align:left}
table.coa th{background:var(--ink);color:#fff;text-transform:uppercase;font-size:12px;letter-spacing:.1em}
/* footer */
footer{border-top:4px solid var(--ink);margin-top:20px;padding:46px 0 30px;background:var(--ink);color:#fff}
footer a{color:#fff}
footer a:hover{background:var(--accent);color:#000}
.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:34px;margin-bottom:32px}
.foot-brand p{font-size:14px;margin-top:14px;max-width:44ch}
.foot-col h4{font-size:12px;letter-spacing:.22em;text-transform:uppercase;color:var(--accent);margin-bottom:14px}
.foot-col a{display:block;text-decoration:none;font-size:14px;font-weight:600;margin-bottom:10px;text-transform:uppercase;letter-spacing:.04em}
.foot-base{border-top:3px solid #333;padding-top:20px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:12px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:#bbb}
.err404{text-align:center;padding:90px 0}
.err404 .code{font-size:100px;font-weight:900;background:var(--accent);display:inline-block;padding:0 26px;box-shadow:8px 8px 0 #000;margin-bottom:20px}
@media(max-width:900px){.hero{grid-template-columns:1fr;gap:30px}.cards3{grid-template-columns:1fr}.foot-grid{grid-template-columns:1fr}.cta-box{grid-template-columns:1fr}.card:nth-child(2),.card:nth-child(3){transform:none}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;scroll-behavior:auto!important}}